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Swish

Quickpay allows you to accept payments with Swish.

Swish is a Swedish mobile payment system with more than 5 million users. Swish requires that both the merchant and the customer has a Swedish bank account.

Advantages

  • Easy payments through mobile devices
  • Instant bank transfers

Contact information: https://www.swish.nu/

Swish is a mobile service designed to provide simple and secure mobile payments. Swish works in the same way as MobilePay does in Denmark. To use Swish a Swedish bank account is required. Swish also only works with Swedish currency(SEK) The Swish ingtegration we support is the Swish Handel.

Swish through Quickpay

Quickpay has a technical supplier solution, which means that we have a certificate that you can use instead of having to obtain your own certicicate. You simply need to contact your bank and make sure they support Swish. Then they can setup an agreement with Quickpay as technical supplier.

Once the agreement has been setup you will get a 10 digit Swish number that needs to be setup on your Quickpay account. This is done by logging into your account and navigating to “Settings > Acquires > Swish”, fill in the number and press save.

swish_setup

NB Certficate needs to remain on “Default certificate”

Subscriptions

It’s not possible to create subscriptions with Swish.

Currency requirements

Swish payments are only available with currency = SEK

How do I capture a Swish payment?

Since Swish is an account-to-account money transfer, a capture is not necessary as the money is transferred to your account as soon as the payment is completed.

If you use callbackurl, you will receive two callbacks, one with state=new and then one with state=processed.

Which banks supports Swish

The following banks supports Swish directly:

  • Danske Bank
  • Handelsebanken
  • Länsförsäkringar
  • Nordea
  • SEB
  • Sparbanken Syd
  • Swedbank
  • marginalen bank
  • Svea

On the link below you can find a list of the banks currently supporting Swish

www.swish.nu

It is the Swedish branch of the bankks that supports it. So if you in example are using Nordea, you will need to reach out to Nordea Sweden. You might be lucky that someone in your local branch has knowledge about this and will be able to assist.

Converting the technical supplier on the agreement

Should you need to convert your agreement so that Quickpay needs to be the technical supplier. You will need to contact the bank that has setup the agreement, and have them select Quickpay as technical supplier instead. Should Swish ask for Quickpay’s technical supplier number, the number is: 9873490727

Accept Swish through Quickpay using your own certificate

In order to setup Swish with your own certificate, you need an agreement with Swish. You will have to apply for the agreement directly through Swish. Read more here https://www.swish.nu. Afterward, you have to enter your credentials in The Quickpay Manager, and generate a Certificate that needs to be exchanged with Swish,

Setup in Quickpay Manager

  1. Log in to Quickpay Manager and navigate to Settings > Acquirers > Swish
  2. Enter your Swish number
  3. Then click ‘Manage certificate’
  4. You must now create a new key that works with Swish. Under ‘Create new key’, select Swish as type and then insert a description of the key, e.g. “Swish”
  5. Select the newly created key under ‘Cryptographic keys’
  6. Download CSR by clicking ‘CREATE CSR’ and make sure the information is correct
  7. The downloaded CSR must now be uploaded to Swish, after which you will receive a certificate
  8. The text you are presented with from your new certificate must be saved in a file with the file extension.pem
  9. Upload the new certificate from Swish under ‘UPLOAD CERTIFICATE’ in the Quickpay manager.
  10. Go back to Settings > Acquirers > Swish and select the new certificate under the ‘Select certificate’ dropdown
  11. You can now activate/enable Swish and are now ready to receive Swish payments in your webshop.

Merchants using Swish