Recurring payments

QuickPay's subscription payment facility is an alternative to the Nets' payment service.

The subscription payment facility gives the merchant a set of tools for managing recurring payments in an effective manner, and is the obvious choise for handling any kind recurring payments.

The subscription payment facility is an optional feature available.

QuickPay's subscription payment service requires an individual merchant agreement, which we of course can be of assistance with applying for and getting approved.

How does it work?

Subscription payments work by registering a credit card, after which payments can be drawn from this subscription. Any sensitive informations are encrypted and stored at QuickPay, thus merchants do not need to worry about security issues.

A subscription payment is quit similar to a nomal payment. In stead of using a normal authorize, two variations of an authorization must be aplied.

Msgtype

The "msgtype" field must be changed from authorize to subscribe.

Description

The field "description" must be submitted and is used to describe til subsriber.

Thus, the preauth authorize creates the subscription, and the recurring authorize is used when a payment is drawn from the subscription.

Cancel

To terminate the subscription, a cancel is called on the preauth authorize, after which the relevant data is deleted from QuickPay and no further payments on the subscription can be drawn. Please note that subscription payment must be enabled in QuickPay, and that the merchant agreement must also apply to subscriptions.

Håndtering af logik af hvornår hvilke beløb skal hæves

Et abonnement er reelt en "blankocheck" fra kortholder (hvorfor det også kræver tillægsaftale hos indløseren at kunne håndtere abonnementer). I princippet (rent teknisk) kan I hæve et vilkårligt beløb på et vilkårligt tidspunkt.

Selve håndteringen af hvilke beløb I ønsker at hæve hvornår på hvilke kort skal I således selv stå for.

Dette kan I gøre på grundlæggende 3 forskellige måder:

1. I kan håndtere alt omkring abonnementer semi-manuelt i vores manager. I kan opdele de forskellige abonnementer i forskellige grupper (typisk fordelt på priser/produkter/trækningstidspunkter). Når der skal trækkes penge på en gruppe skal I så logge ind i manageren og manuelt udfører de relevante trækninger
2. Hvis I selv har programmeringskompetencer kan I via Quickpays API implementere jeres egen "billing-applikation" og styre al logik omkring trækning abonnementer i jeres eget "CRM" (eller hvad I måtte have af systemer til håndtering af kunder og produkter)
3. Den nemme måde er at benytte sig af et 3. partsprodukt. Eksempelvis Chargify, som er en uhyre smart måde at holde styr på administration af abonnementer. Man slipper helt for selv at skulle bygge sin egen billing-applikation.